It's a mistake to think that student financial aid is available only to low-income families.

In reality, certain programs, such as the unsubsidized Federal Stafford Loan, offer below-market rates and deferred repayment to virtually anyone who applies.

All you have to do is ask.

• Determine eligibility for financial aid.
• Identify your dependency status.
• Submit a Free Application for Federal Student Aid (FAFSA).
• Understand and calculate your Expected Family Contribution (EFC).
• Learn what to do when the Student Aid Report (SAR) arrives.
• Clear financial aid myths.

• Complete the CSS/PROFILE^®.
• Understand financial aid for international students.